Upload your Offering Memo Agreement and OFS goes to work - extracting every covenant, eligibility criterion, waterfall priority, and fee structure, then proposing your deal configuration inside the platform. Your team reviews and approves every item before anything goes live, so you stay in control while eliminating the manual re-entry. From there your AI assistant stays active across the full lifecycle: answering questions about your deal structure, flagging thresholds before they breach, and surfacing anomalies in your loan tape before they reach a report. This isn't a chatbot bolted on. Its intelligence built into every layer of the platform.
Real-time KPI tracking
Waterfall execution visibility
Pool concentration analytics
Drill-through to loan level
Visual Deal Builder
Build Your Deal Logic Without Writing A Formula.
The OFS Tile Builder lets you construct any deal calculation - borrowing base, OC tests, waterfall steps, fee structures - by connecting nodes on a canvas. No spreadsheet formulas. No hard-coded scripts. When your deal terms change, update the node and everything downstream recalculates instantly. Every calculation is auditable, version-controlled, and reusable across deals. Your Excel model's replacement is finally here.
LSA parsing & auto-configuration
In-platform chat & deal Q&A
Proactive breach flagging
Anomaly detection across loan tape
Live Compliance Engine
Every Test. Every Facility. Every Period.
OFS monitors every negotiated covenant in real time - OC ratios, delinquency triggers, cumulative loss tests, concentration limits - across every active facility and your entire portfolio. Get alerted the moment a threshold is approaching, not after it's been crossed. Beyond covenant monitoring, OFS tracks every audit log entry, maintains your Reg AB data pipeline, and surfaces pending tasks and required approvals, so nothing falls through the cracks between reporting periods. Your team always knows what needs attention, what's been approved, and what's coming due.
Portfolio-wide covenant dashboard
Per-facility trigger monitoring
Automatic breach alerts
Period-locked audit trail
Performance Dashboards
Your Entire Portfolio. One Screen.
Build the views that matter to your team using OFS's fully customizable data visualization engine. Connect any data point in your portfolio - facility KPIs, pool performance, delinquency trends, concentration risk - and build the dashboards your team actually uses. No waiting for a developer to update a chart. No predefined layouts that almost work. Every visualization built by you, on your data, in minutes.
Portfolio-wide covenant dashboard
Per-facility trigger monitoring
Automatic breach alerts
Period-locked audit trail
How It Works
One Platform. The Full Lifecycle.
Every stage connected, automated, and audit-ready from day one. No stitched-together tools.
01
Configure
Upload your Loan Sale Agreement and connect your data. OFS reads your agreement, extracts every covenant and eligibility rule, and proposes your deal structure for your team to review and approve before anything goes live. Use the visual Tile Builder to refine your calculations and verify your logic. What used to take weeks takes minutes.
02
Monitor
Track the metrics that matter - delinquencies, prepayment speeds, charge-offs, default rates, and loss severities - across every active deal and your portfolio as a whole. Performance dashboards update automatically every period. Spot trends early, identify concentration risks before they compound, and walk into every investor call knowing exactly where your numbers stand.
03
Certify
OFS monitors every negotiated covenant continuously and tracks every audit log entry and Reg AB obligation in real time. AI flags any threshold approaching a breach before it happens. Pending tasks and required approvals surface automatically so your team stays ahead of every deadline. Every calculation is version-controlled, every input is logged, and the full audit trail locks at period close. When your auditor asks, the answer is already there.
